Automatically move idle USDC into savings and back when you need it

Keeps your spare USDC earning interest in Aave and automatically moves it back when your balance runs low.

How the work actually flows

It branches. Exactly one path is taken.

Pattern: Exclusive Choice (4) · Simple Merge (5)

flowchart TD trig(["scheduled balance check"]):::trigtime s0["check wallet balance"]:::task s1["send telegram notification"]:::svc trig --> s0 gx{"× balance above or below threshold"}:::gate s0 --> gx p00["move excess into aave"]:::task gx -->|"balance too high"| p00 p10["move funds back to wallet"]:::task gx -->|"balance too low"| p10 jn{"○ balance rebalanced"}:::gate p00 --> jn p10 --> jn jn --> s1 out[/"wallet balance kept in range"/]:::out pay{{"idle funds earn interest automatically"}}:::pay s1 --> out out --> pay classDef task fill:#e7f6fe,stroke:#34b8f0,color:#2c2a29 classDef svc fill:#f6f8fa,stroke:#7c8795,color:#2c2a29 classDef mi fill:#e7f6fe,stroke:#0079a8,color:#2c2a29,stroke-width:2px classDef human fill:#fff,stroke:#0079a8,color:#0079a8 classDef store fill:#f6f8fa,stroke:#0079a8,color:#2c2a29 classDef trig fill:#00a4eb,stroke:#0079a8,color:#fff,font-weight:bold classDef trigtime fill:#00a4eb,stroke:#0079a8,color:#fff,font-weight:bold classDef trigdata fill:#8ad4f5,stroke:#0079a8,color:#06314c,font-weight:bold classDef gate fill:#fff,stroke:#e8a23d,color:#6b4708,font-weight:bold classDef out fill:#1f9d6b,stroke:#167a53,color:#fff,font-weight:bold classDef pay fill:#06314c,stroke:#021f33,color:#fff
Starts itA stepAn outside serviceOne path onlyPaths rejoinResultPayoff
Build size
Advanced

A larger build with multiple systems, AI reasoning, and custom rules.

Business functions
Messaging & Notifications
Connects
1Shot APIAaveMetaMaskTelegram

The problem it solves

Leaving stablecoin sitting in your everyday wallet means it earns nothing, but manually moving funds in and out of a savings protocol every time your balance changes is easy to forget and eats into time you could spend elsewhere.

Who it fits

A business or individual holding USDC for day to day spending who wants idle funds to earn interest automatically.

How it works

  1. The automation checks your wallet balance on a schedule
  2. If your balance is above your set threshold, the extra funds move into Aave to earn interest
  3. If your balance drops below your refill threshold, funds move back from Aave into your wallet
  4. You get a Telegram message confirming the balance and interest earned
What you get

Idle crypto that quietly earns interest

Your spare USDC keeps earning interest until you need it back in your wallet.

What you get

A wallet balance that stays within your set range, with excess funds automatically earning interest and a Telegram notification for every rebalance.

What you need

A 1Shot API account, a MetaMask smart account, and a Telegram account.

We can build this. But should you?

The hard question is not how to build it. It is whether this is the right thing to build first.

That is what a Fractional Chief AI Officer figures out with you, before anyone writes a line of code.

Let's Talk Strategy

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