Track and ask about your expenses through Telegram

Log expenses by voice or text in Telegram and get AI-tracked spending with running balance and low-balance alerts.

How the work actually flows

It branches. Exactly one path is taken.

Pattern: Exclusive Choice (4) · Simple Merge (5)

flowchart TD trig>"user sends telegram message"]:::trig s0(("receive message or voice note")):::human s1["transcribe if voice"]:::svc s2["categorize and update balance"]:::task s3["confirm entry"]:::svc trig --> s0 s0 --> s1 s1 --> s2 gx{"× balance below threshold"}:::gate s2 --> gx p00["send low balance alert"]:::task gx -->|"balance low"| p00 p10["skip alert"]:::task gx -->|"balance normal"| p10 jn{"○ confirm entry"}:::gate p00 --> jn p10 --> jn jn --> s3 out[/"expense logged with confirmation"/]:::out pay{{"effortless spending visibility"}}:::pay s3 --> out out --> pay classDef task fill:#e7f6fe,stroke:#34b8f0,color:#2c2a29 classDef svc fill:#f6f8fa,stroke:#7c8795,color:#2c2a29 classDef mi fill:#e7f6fe,stroke:#0079a8,color:#2c2a29,stroke-width:2px classDef human fill:#fff,stroke:#0079a8,color:#0079a8 classDef store fill:#f6f8fa,stroke:#0079a8,color:#2c2a29 classDef trig fill:#00a4eb,stroke:#0079a8,color:#fff,font-weight:bold classDef trigtime fill:#00a4eb,stroke:#0079a8,color:#fff,font-weight:bold classDef trigdata fill:#8ad4f5,stroke:#0079a8,color:#06314c,font-weight:bold classDef gate fill:#fff,stroke:#e8a23d,color:#6b4708,font-weight:bold classDef out fill:#1f9d6b,stroke:#167a53,color:#fff,font-weight:bold classDef pay fill:#06314c,stroke:#021f33,color:#fff
Starts itA stepAn outside serviceA personOne path onlyPaths rejoinResultPayoff
Build size
Advanced

A larger build with multiple systems, AI reasoning, and custom rules.

Business functions
AI Agents & Autonomous SystemsMessaging & NotificationsSpreadsheet & Database OpsFinance & Accounting
Connects
TelegramGoogle SheetsOpenAIGmailAssemblyAI

The problem it solves

Manually logging every expense into a spreadsheet is a habit that rarely sticks. By the time you want to know what you spent last week, the data is scattered or missing.

Who it fits

Individuals, households, or small businesses who want effortless expense tracking without opening a spreadsheet.

How it works

  1. You send a voice message or text to Telegram describing an expense or a question
  2. Voice messages are transcribed automatically
  3. An AI agent categorizes the transaction, updates your running balance, and logs it to Google Sheets
  4. You get a voice or text reply confirming the entry or answering your question
  5. Gmail sends an alert if your balance runs low
What you get

Spending you always know at a glance

You can log an expense by voice or text and always know your running balance without opening a spreadsheet.

What you get

An updated expense log in Google Sheets and a spoken or written confirmation for every entry.

What you need

A Telegram bot, a Google Sheets account, an OpenAI API key, and an AssemblyAI API key.

We can build this. But should you?

The hard question is not how to build it. It is whether this is the right thing to build first.

That is what a Fractional Chief AI Officer figures out with you, before anyone writes a line of code.

Let's Talk Strategy

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