Track income and expenses by texting WhatsApp or Telegram

Lets you log spending and income by chat message, then AI sorts and saves each entry to a spreadsheet automatically.

How the work actually flows

It branches. Exactly one path is taken.

Pattern: Sequence (1) · Exclusive Choice (4)

flowchart TD trig>"you send spending message"]:::trig s0["Extract amount and category"]:::task s1["Determine log or summary request"]:::task trig --> s0 s0 --> s1 gx{"× logging expense or requesting summary"}:::gate s1 --> gx p00["Add row to spreadsheet"]:::task gx -->|"Log expense"| p00 p01["Send confirmation message"]:::task p00 --> p01 p10["Summarize spending"]:::task gx -->|"Request summary"| p10 p11["Send report message"]:::task p10 --> p11 p01 --> out p11 --> out out[/"spreadsheet updated or summary sent"/]:::out pay{{"track finances as easily as texting"}}:::pay out --> pay classDef task fill:#e7f6fe,stroke:#34b8f0,color:#2c2a29 classDef svc fill:#f6f8fa,stroke:#7c8795,color:#2c2a29 classDef mi fill:#e7f6fe,stroke:#0079a8,color:#2c2a29,stroke-width:2px classDef human fill:#fff,stroke:#0079a8,color:#0079a8 classDef store fill:#f6f8fa,stroke:#0079a8,color:#2c2a29 classDef trig fill:#00a4eb,stroke:#0079a8,color:#fff,font-weight:bold classDef trigtime fill:#00a4eb,stroke:#0079a8,color:#fff,font-weight:bold classDef trigdata fill:#8ad4f5,stroke:#0079a8,color:#06314c,font-weight:bold classDef gate fill:#fff,stroke:#e8a23d,color:#6b4708,font-weight:bold classDef out fill:#1f9d6b,stroke:#167a53,color:#fff,font-weight:bold classDef pay fill:#06314c,stroke:#021f33,color:#fff
Starts itA stepOne path onlyResultPayoff
Build size
Advanced

A larger build with multiple systems, AI reasoning, and custom rules.

Business functions
AI Agents & Autonomous SystemsMessaging & NotificationsSpreadsheet & Database Ops
Connects
WhatsAppTelegramGoogle SheetsGoogle Gemini

The problem it solves

Keeping a budget up to date means remembering to open an app and type in every purchase, so most people give up after a few days. You want tracking your money to be as easy as sending a text.

Who it fits

An individual or small business owner who wants to track money without opening a separate budgeting app.

How it works

  1. You send a message like 'spent 5000 on coffee' via WhatsApp or Telegram
  2. AI reads the message and pulls out the amount, category, and description
  3. The transaction is added as a new row in your spreadsheet
  4. A confirmation message is sent back to you
  5. On request, AI can summarize your spending and send you a report
What you get

Transactions logged with a single text

You track every dollar in and out just by sending a quick chat message, with everything sorted and saved automatically.

What you get

An updated spreadsheet of your income and expenses, plus chat confirmations and reports.

What you need

A WhatsApp or Telegram account, a Google Sheets account, and an AI API key.

We can build this. But should you?

The hard question is not how to build it. It is whether this is the right thing to build first.

That is what a Fractional Chief AI Officer figures out with you, before anyone writes a line of code.

Let's Talk Strategy

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