Automate KYC, credit, and sanctions checks for new applicants

Runs identity, credit, and sanctions checks on new applicants automatically and routes each one by eligibility.

How the work actually flows

It branches. Every path runs; all paths must finish before it continues.

Pattern: Parallel Split (2) ยท Synchronisation (3)

flowchart TD trig>"new applicant submitted"]:::trig s0["receive applicant information"]:::task s1["sort by eligibility category"]:::task s2["save results and notify team"]:::task trig --> s0 s1 --> s2 gx{"+ which checks to run"}:::gate s0 --> gx p00["verify identity"]:::task gx -->|"identity check"| p00 p10["pull credit report"]:::task gx -->|"credit check"| p10 p20["screen against sanctions list"]:::task gx -->|"sanctions check"| p20 jn{"+ all checks complete"}:::gate p00 --> jn p10 --> jn p20 --> jn jn --> s1 out[/"eligibility decision recorded and team alerted"/]:::out pay{{"faster, consistent onboarding decisions"}}:::pay s2 --> out out --> pay classDef task fill:#e7f6fe,stroke:#34b8f0,color:#2c2a29 classDef svc fill:#f6f8fa,stroke:#7c8795,color:#2c2a29 classDef mi fill:#e7f6fe,stroke:#0079a8,color:#2c2a29,stroke-width:2px classDef human fill:#fff,stroke:#0079a8,color:#0079a8 classDef store fill:#f6f8fa,stroke:#0079a8,color:#2c2a29 classDef trig fill:#00a4eb,stroke:#0079a8,color:#fff,font-weight:bold classDef trigtime fill:#00a4eb,stroke:#0079a8,color:#fff,font-weight:bold classDef trigdata fill:#8ad4f5,stroke:#0079a8,color:#06314c,font-weight:bold classDef gate fill:#fff,stroke:#e8a23d,color:#6b4708,font-weight:bold classDef out fill:#1f9d6b,stroke:#167a53,color:#fff,font-weight:bold classDef pay fill:#06314c,stroke:#021f33,color:#fff
Starts itA stepEvery pathWaits for allResultPayoff
Build size
Advanced

A larger build with multiple systems, AI reasoning, and custom rules.

Business functions
AI Agents & Autonomous SystemsEmail AutomationMessaging & NotificationsSpreadsheet & Database OpsAPI & Webhook IntegrationHR & RecruitingSecurity & Compliance
Connects
GmailSlackAirtableOpenAI

The problem it solves

Reviewing every new credit applicant by hand across separate KYC, credit bureau, and sanctions systems is slow and easy to get wrong. A missed check can mean a compliance problem down the line, and applicants are left waiting.

Who it fits

Credit operations teams, compliance officers, and fintech platforms onboarding new customers.

How it works

  1. A new applicant's information comes in through your intake system
  2. The automation runs identity verification, credit bureau, and sanctions screening checks at once
  3. It sorts the applicant as eligible, ineligible, needing more documents, or flagged for compliance review
  4. It saves the results in Airtable and logs a full record of what happened
  5. It sends an email or Slack alert to the right team and replies to your intake system with the outcome
What you get

Applicants you never onboard by mistake

You get new applicants automatically screened for identity, credit, and sanctions risk, with each one routed to the right next step.

What you get

A recorded eligibility decision in Airtable, with the right team notified automatically.

What you need

KYC, credit bureau, and sanctions screening API access, a Gmail account, a Slack workspace, an Airtable account, and an OpenAI API key.

We can build this. But should you?

The hard question is not how to build it. It is whether this is the right thing to build first.

That is what a Fractional Chief AI Officer figures out with you, before anyone writes a line of code.

Let's Talk Strategy

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